| Coverage tier | Typical out-of-pocket |
|---|---|
| PPO dental insurance (major coverage) | $450 - $1,000 |
| Basic / preventive-only plan | $700 - $1,500 |
| No insurance (self-pay) | $900 - $1,900 |
| Dental savings plan (~20% discount) | β |
Price factors
Quote checker
Most confusion about dental pricing comes from different offices bundling costs differently. Here's what a complete quote typically covers β and what's often left out.
Usually included in the quoted price
Often billed separately β ask before you agree
Health stakes
Dental issues rarely resolve on their own β most progress and get harder to treat over time. Here's what's at stake if you delay.
Before you agree
A good dentist won't mind these. Print this list or take a photo before your next visit.
Common questions
Root canals can fail 5-15% of the time. The infection at the root tip persists despite cleaning the canal. Rather than re-doing the entire root canal, an apicoectomy surgically accesses just the root tip from outside the gum and removes the infected portion. Often saves the tooth from extraction.
Depends on the tooth and your circumstances. Apicoectomy is cheaper short-term ($900-1,900 vs $5,000+ for implant), preserves your natural tooth, and is faster. Implant lasts longer and has higher long-term success rate. If the tooth has multiple problems beyond root infection (significant decay, crack, periodontal disease), extraction + implant may be better.
Most plans cover endodontic surgery (apicoectomy) at 50% under major services, subject to your annual maximum. CBCT imaging is sometimes covered separately. The crown to restore the tooth (if needed) has its own coverage rules.
City coverage
Loading coverage detailsβ¦