| Coverage tier | Typical out-of-pocket |
|---|---|
| PPO dental insurance (major coverage) | $50 – $200 |
| Basic / preventive-only plan | $150 – $400 |
| No insurance (self-pay) | $300 – $600 |
| Dental savings plan (~20% discount) | — |
Price factors
Quote checker
Most confusion about dental pricing comes from different offices bundling costs differently. Here's what a complete quote typically covers — and what's often left out.
Usually included in the quoted price
Often billed separately — ask before you agree
Health stakes
Dental issues rarely resolve on their own — most progress and get harder to treat over time. Here's what's at stake if you delay.
Before you agree
A good dentist won't mind these. Print this list or take a photo before your next visit.
Common questions
Bonding is composite resin applied directly to the tooth in one visit. A veneer is a thin porcelain or ceramic shell custom-made by a lab and bonded to the tooth, requiring two visits. Veneers are more durable and stain-resistant but cost 3–5× more per tooth.
Most insurance plans treat bonding as cosmetic and don't cover it. If the bonding is medically necessary (e.g., to repair a chip from an accident), some plans may cover a portion.
Cosmetic bonding typically lasts 5–7 years before showing wear, staining, or chipping. Replacement is common over the lifetime of the tooth.
City coverage
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