| Coverage tier | Typical out-of-pocket |
|---|---|
| PPO dental insurance (major coverage) | $0 – $75 |
| Basic / preventive-only plan | $20 – $150 |
| No insurance (self-pay) | $75 – $350 |
| Dental savings plan (~20% discount) | — |
Price factors
Quote checker
Most confusion about dental pricing comes from different offices bundling costs differently. Here's what a complete quote typically covers — and what's often left out.
Usually included in the quoted price
Often billed separately — ask before you agree
Health stakes
Dental issues rarely resolve on their own — most progress and get harder to treat over time. Here's what's at stake if you delay.
Before you agree
A good dentist won't mind these. Print this list or take a photo before your next visit.
Common questions
A simple extraction removes a fully erupted, accessible tooth using forceps. A surgical extraction involves cutting the gum, removing bone, or sectioning the tooth — used for impacted teeth, roots that have broken off, or teeth that won't come out simply. Surgical extractions cost significantly more.
Most PPO plans cover medically necessary extractions at 50–80% after the deductible. Cosmetic or orthodontic extractions may have different coverage rules.
It depends on your budget, timeline, and the location of the missing tooth. Implants are more durable and don't affect adjacent teeth; bridges are faster and cheaper upfront. Talk through both options before the extraction so you can plan socket preservation if needed.
City coverage
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